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Refund Advance is

no longer available.

The Refund Advance loan was available at participating H&R Block offices Jan. 4 - Feb. 28, 2021. If you still haven’t done your taxes, file with Block and get your max refund, guaranteed.

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Why people love Refund Advance

No credit score impact

Rest easy! Your credit score won’t change because you apply. We make it simple.

No loan fees and 0% interest

Enjoy zero finance charge and loan fees with a Refund Advance loan. That’s 0% APR.

High approval rates

Don’t stress – we’ve got high approval rates. And, you can get approved within minutes.

Taxes and funds in one spot

Get your taxes filed and your tax Refund Advance loan in your pocket — all with H&R Block.

How it Works

Available For A Limited Time Each Year.

Your bills won’t wait for the IRS to send your refund, so why should you? With a Refund Advance loan, you could get money you need in a day, instead of weeks.

Apply With Your Tax Pro.

File your taxes. Then your pro will walk you through the Refund Advance loan application process. Don’t worry, your credit score won’t be impacted.

Access Funds The Day You File.

If approved, your loan will be available on an H&R Block Emerald Prepaid Mastercard®, which you can use wherever Debit Mastercard is accepted.

Don’t Pay Until Your Refund Arrives.

Enjoy waiting to repay your loan until the IRS delivers your refund. When it comes time to repay it, we’ve got options, like Refund Transfer.

Taxperts has your back.

Max Refund Guarantee

You’ll get your maximum refund with H&R Block. Find a bigger refund somewhere else? Your tax prep is free.

Experienced tax pros

Our 60,000 tax pros have an average of 10 years’ experience. We’re here for you when you need us.

Many ways to file

Get your taxes done by a tax pro in an office, via video chat or by phone. Or do your own with expert, on-demand help.

Upfront, transparent pricing

Surprises aren’t always good. With us, you’ll know the price before you start. You can count on it.

Refund Advance FAQs

What is the Refund Advance?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
When is the tax Refund Advance loan available?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
What is prequalification?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
How much does this loan cost?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
What are the criteria for approval?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
Will Refund Advance affect my credit score?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
Can I have the tax advance loan sent directly to my bank account?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.

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