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Pay nothing out of

pocket with a

Refund Transfer.

It’s your money – keep it in your wallet where it belongs. With H&R Block Refund Transfer, pay for tax prep and other related fees right from your tax refund payment. With filing costs out of the way, you’ll enjoy the rest of your refund worry-free.

Make Appointment

How it Works

Apply With Your Tax Pro.

Let your tax pro do your taxes and make sure you’re eligible. Then, we’ll set up an FDIC-insured Refund Account for you to get your tax refund payment.

Make Payments Right From Your Refund.

Authorize payments for your tax prep and other amounts, including a $39 Refund Transfer fee. Don’t worry! Fees won’t be collected until services are done.

Pick How To Get Your Remaining Funds.

Choose to get your refund by direct deposit, check, or on an Emerald Prepaid Mastercard®

Enjoy Your Money!

Splurge on something new. Or put money away for an emergency fund. Use your refund however you like.

Refund Transfer fees

Federal Refund Transfer

Pay just $39 for a federal Refund Transfer.

State Refund Transfer

Enjoy a state Refund Transfer at no extra cost.

Paper check fee

Get your refund by paper check for an additional $25.

Refund Transfer is an optional tax refund-related product provided by MetaBank®, N.A., Member FDIC. Refund Transfer is a bank deposit product, not a loan. You can file your return and receive your refund without applying for a Refund Transfer. Payments you authorize from the account associated with your Refund Transfer will reduce the net proceeds of your refund sent to you. Fees apply. A qualifying expected tax refund and e-filing are required. Other restrictions apply; see terms and conditions for details. Taxperts License Number: FRA2. ©2021 HRB Tax Group, Inc.

Taxperts has your back.

Max Refund Guarantee

You’ll get your maximum refund with H&R Block. Find a bigger refund somewhere else? Your tax prep is free.

Experienced tax pros

Our 60,000 tax pros have an average of 10 years’ experience. We’re here for you when you need us.

Many ways to file

Get your taxes done by a tax pro in an office, via video chat or by phone. Or do your own with expert, on-demand help.

Upfront, transparent pricing

Surprises aren’t always good. With us, you’ll know the price before you start. You can count on it.

Refund Advance FAQs

What is the Refund Advance?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
When is the tax Refund Advance loan available?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
What is prequalification?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
How much does this loan cost?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
What are the criteria for approval?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
Will Refund Advance affect my credit score?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.
Can I have the tax advance loan sent directly to my bank account?
The IRS usually sends out refunds within three weeks, but sometimes it can take a bit longer. For example, the IRS may have a question about your return. Here are other common reasons for a delayed tax refund and what you can do.

Not sure where to start, Need help?

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